ICICI Bank Personal Loan Kaise Le: ICICI Bank Personal Loan / Personal Loan

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Hello friends, welcome to our another postman in which we are going to talk about IDFC Bank, how you can take a personal loan through this bank and the personal loan that will be given to you by IDFC Bank is about ₹ 25,00,000, then you are requested to read this post of ours till the end so that if you want to take a personal loan from IDFC Bank, then you can get the smallest information that how you can take a loan from here. can. Apart from the customers who are reducing on the salary, ICICI Bank gives personal loans to both of them who are self-employed at an interest only. We will tell you how to reduce the salary and self-employed can take loan from ICICI Bank. We will also inform you in detail about what other documents you will need. We will tell you all that is the process through which you will get this personal loan.

After all, why take a personal loan from ICICI Bank?

Why take a personal loan from ICICI Bank, its complete information is given below?

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  1. Friends, if you take a loan from ICICI Bank, then this company can give you a personal loan up to Rs 25 lakh, that too without any testimony. Yes friends, if you take a loan from somewhere, then first of all you have to bring any testimony i.e. in that account, but in ICICI Bank you do not need any such testimony.
  2. Secondly, friends, you would have got 12 months to 72 months to repay the loan here. 72 months means you are going to get up to 6 years from here.

Who can take loan from ICICI Bank?

By the way, this loan is available for both salaried and self employed. So let’s talk first of all for the salaried people-

  1. If you are a salaried people, then your age should be at least 23 years to 58 years.
  2. Those who want to take loan then their monthly salary should be ₹30,000.
  3. Where you work, you must have been working for the last two years.
  4. Apart from this, the place where you are living should be permanent for the last one year.
  5. Apart from this, in whose name you want to take this loan, its cibil score should be good, only then you will be able to get the loan from here.

Friends, before giving a bank loan here, it also checks whether you have already taken any loan, if you have taken a loan, since when have you taken it and how much loan has been paid, all this bank checks. Along with this, the bank also checks that if you take a loan now, will you be able to repay it on time or not. So friends, this is the eligibility process which people work on salary.

Let us now talk about what should be the eligibility of those people who are self employed and want to get instant loan –

  1. If you are a self employed people then your age should be at least 25 to 65 years.
  2. Also, here your annual turn over should be Rs 15 lakh, then only you will be able to get a personal loan.
  3. Along with this, the bank also checks your profit which should be more than two lakh rupees.
  4. Here your business stability will also be checked which should be of five years.
  5. Also your account should be one year old.

Documents required For ICICI bank Personal Loan?

First of all know that from which documents will the salaried people have to give –

  1. two passport size photographs
  2. Aadhar Card, Driving License, Voter Card etc. as ID Proof
  3. For address proof, you can give your Aadhar card and PAN card.
  4. Also, friends, you also have to give the bank statement of the last three months here.
  5. Along with this, you will also have to give the salary slip of the last three months.

Now let’s talk about self-employed, what documents will they have to give-

  1. Aadhar Card, Driving License, Voter Card etc. as ID Proof
  2. For address proof, you can give your Aadhar card and PAN card.
  3. You have to file income returns for the last two years.
  4. Also, friends, you also have to give the bank statement of the last three months here.
  5. Also you have to give your office address
  6. Also you have to tell how many years you have been doing less.

How much will be the interest and time?

Friends, you will get at least 10.50% interest per month on the amount you take loan through this application. The amount of this interest depends on the amount of loan you take. Apart from this, the tenure rate of the amount you will take on loan will be from 12 months to 72 months. This means that you will get 12 months to 72 months to return the loan amount, in other words you will get one to five years to return this amount.

So in today’s post, we learned that how you can take a loan of up to ₹ 25,00,000 from IDFC Bank, what will be the interest rate on the loan given to you by IDFC Bank and many more information today. In which post we have received, then friends, I have only one request to you that if you have found anything beneficial in this post of ours, then share this post with your friends and we will meet you in the next post. Till then Jai Hind Vande Mataram with information. We hope that you like this information and you will also share it with your friends.

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